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Customers, Terminal, Collections, Autopays, Late Fees, and Reports are all live — click through to see what each part of GoPayLoop looks like.

Collected today

$8,420

Past due

7

Active loans

142

On autopay

84%

Customers

CustomerBalanceStatus

Maria Gonzalez

2019 Honda Civic

$8,420.00Current

Devin Thompson

2020 Ford F-150

$14,250.00Late

Sasha Khan

2018 Nissan Altima

$5,180.00Current

Marcus Lee

2021 Chevy Equinox

$11,900.00Current

Tiana Brooks

2017 Toyota Camry

$3,420.00Delinquent

Jorge Ramirez

2019 Jeep Cherokee

$9,750.00Current

Recent payments

Maria G.

Mobile app · 11 min ago

$287.50

Devin T.

Cash App (manual) · 47 min ago

$412.00

Sasha K.

Autopay · 2 hr ago

$199.00

Jorge R.

Phone IVR · Yesterday

$325.00
Late fee automation

3 late fees auto-applied today (5-day grace, $25 flat). You captured an extra $75 without lifting a finger.

What you get on day one

Everything a BHPH lot actually needs — in one place

This sandbox shows the surface. Under the hood, GoPayLoop replaces 4–5 separate tools most dealers cobble together (spreadsheet + payment processor + texting app + collections tracker + receipt printer).

Accept payments any way

Card, ACH, Apple Pay, Google Pay, or log PayPal, Cash App, Venmo, Zelle, Chime, and cash manually. Customer balance updates instantly either way.

Real autopay (weekly + biweekly)

Not just monthly. Schedule autopay on the exact cadence your buyer was sold on, with retry logic for NSF.

Automatic late fees

Set your grace period and flat/% fee once. GoPayLoop applies them on schedule so you stop leaving money on the table.

Built-in SMS reminders

Pre-due, due-today, and past-due texts go out automatically. Bulk SMS for storms, holidays, or repo warnings.

QR code customer onboarding

Print a QR for your lot. Buyers scan, register, and link to the loan you already created — no app store required.

Mobile-first customer portal

Your buyers see balance, due date, history, and pay in 2 taps from their phone. Branded with your dealership name + logo.

Collections workspace

One screen for every past-due account: call notes, promise-to-pay dates, AI-suggested next steps, and full payment history.

Receipts + audit trail

Every payment, fee, refund, and staff action is logged. Email receipts go out automatically — keeps you compliant and your buyers happy.

Live dashboard + reports

Cash collected, past-due aging, autopay health, staff activity. Export to CSV anytime for your accountant.

Why GoPayLoop

Built for Buy Here Pay Here — not adapted to it

Most "loan software" was built for banks and credit unions, then awkwardly retrofitted for BHPH. GoPayLoop started here.

CapabilityGoPayLoopGeneric loan software
Weekly & biweekly payment schedulesNativeMonthly only or hacky workaround
Manual payment logging (Apple Pay, PayPal, Cash App, Zelle, cash)1-tap, balance auto-updatesUsually not supported
Automatic late fees with grace periodYes — set & forgetManual or extra add-on
Branded customer portal + QR signupIncludedCosts extra or DIY
Collections screen + AI follow-up suggestionsIncludedSeparate paid module
Flat pricing, no per-transaction add-ons$97/mo, unlimited customersPer-loan or per-user fees
Setup timeUnder 10 minutesDays or weeks of onboarding

6+ hrs/wk

saved chasing payments

Automated reminders, autopay, and a self-serve portal mean your phone stops ringing about the same 3 questions.

+$300–$900/mo

in captured late fees

Dealers tell us consistent late fee application alone covers the subscription many times over.

Fewer repos

more on-time payers

When paying is easy and reminders are automatic, more buyers stay current. Repos cost thousands — this prevents them.

Bank-grade security

Card data tokenized via Stripe. We never store full card numbers on our servers.

You own your data

Export customers, loans, and payment history to CSV any time. No lock-in.

Unlimited staff seats

Add your whole team — sales, F&I, collections — at no extra cost.

Real human support

Built-in support chat. We answer fast because we're a focused team, not a call center.

Ready to run your lot like this?

Spin up your real dealership in under 10 minutes. Flat $97/month — unlimited customers, unlimited staff, no per-transaction add-ons, no contracts. Cancel anytime.